* {
	margin: 0 auto 0 auto;
	padding: 0;
}

html, body {
	height: 100%;
}

img {
	border: 0;
}

body {
	background-image: url(images/bg.jpg);
	background-position: top;
	background-repeat: repeat-x;
	background-color: #ffffff;
}

#container {
	width: 1020px;
	min-height: 100%;
	margin-left: auto;
	margin-right: auto;
	margin-bottom: -250px;
	position: relative;
}

/* Navigation //////////////////////////////////////////////////////////////// */
#menu { background:url("images/menu.jpg") no-repeat; width:980px; height:63px; margin:0; padding:0; }
#menu span { display: none; }
#menu li, #menu a { height:63px; display:block; }
#menu li { float:left; list-style:none; display:inline; }

/* Navigation Links//////////////////////////////////////////////////////////////// */
#home1 {width: 163px;}
#how2 {width: 164px;}
#faq3 {width: 163px;}
#rates4 {width: 163px;}
#policy5 {width: 164px;}
#contact6 {width: 163px;}

/* Navigation Hover//////////////////////////////////////////////////////////////// */
#home1 a:hover {background:url("images/menu.jpg") 0px -63px no-repeat; }
#how2 a:hover {background:url("images/menu.jpg") -163px -63px no-repeat; }
#faq3 a:hover {background:url("images/menu.jpg") -327px -63px no-repeat; }
#rates4 a:hover {background:url("images/menu.jpg") -490px -63px no-repeat; }
#policy5 a:hover {background:url("images/menu.jpg") -653px -63px no-repeat; }
#contact6 a:hover {background:url("images/menu.jpg") -817px -63px no-repeat; }

/* Navigation-` Current//////////////////////////////////////////////////////////////// */	
#home .homenav1 {background:url("images/menu.jpg") 0px -126px no-repeat; }
#how .hownav2 {background:url("images/menu.jpg") -163px -126px no-repeat; }
#faq .faqnav3 {background:url("images/menu.jpg") -327px -126px no-repeat; }
#rates .ratesnav4 {background:url("images/menu.jpg") -490px -126px no-repeat; }
#policy .policynav5 {background:url("images/menu.jpg") -653px -126px no-repeat; }
#contact .contactnav6 {background:url("images/menu.jpg") -817px -126px no-repeat; }

/* Text & Paragraphs ////////////////////////////////////////////////////////// */
p {
	color: #666666;
	font-size: 12px;
	font-family: Arial, Verdana, Helvetica, sans-serif;
	margin: 0 0 8px 0;
	line-height: 125%;
}

p.app {
	color: #666666;
	font-size: 11px;
	font-family: Arial, Verdana, Helvetica, sans-serif;
	margin: 0 0 2px 0;
	line-height: 125%;
	font-weight: bold;
}

p.currency {
	color: #000000;
	font-size: 12px;
	font-family: Arial, Verdana, Helvetica, sans-serif;
	margin: 0;
	line-height: 125%;
}

p.apptitle {
	color: #ffffff;
	font-size: 12px;
	font-family: Arial, Verdana, Helvetica, sans-serif;
	margin: 0;
	font-weight: bold;
}

p a {
	color: #669900;
	text-decoration: none;
	font-weight: normal;	
}

p a:hover {
	color: #669900;
	text-decoration: underline;
}

p.top a {
	color: #666666;
	text-decoration: none;
	font-weight: normal;	
}

p.top a:hover {
	color: #669900;
	text-decoration: underline;
}

em {
	font-family: Arial, Verdana, Helvetica, sans-serif;
	font-weight: normal;
	font-style: italic;
}

strong, b {
	font-weight: bold;
}

hr {
	height: 1px;
	color: #999999;
	background-color: #cccccc;
	width: 100%;
	border: none;
	margin: 5px auto 5px auto;
}

h1 {
	color: #663333;
	letter-spacing: 0px;
	font: 30px "Times New Roman", Times, serif;
	margin-bottom: 8px;
}

h2 {
	color: #666666;
	letter-spacing: 0px;
	font: 25px "Times New Roman", Times, serif;
	line-height: 90%;
	margin-bottom: 10px;
}

h3 {
	color: #666666;
	letter-spacing: 0px;
	font: 20px "Times New Roman", Times, serif;
	margin-bottom: 5px;
}

/* Lists //////////////////////////////////////////////////////////////// */

ul { 
	color: #666666;
	font: 12px arial, helvetica, sans-serif;
	list-style-position: outside;
	margin-left: 20px;
	margin-bottom: 15px;
}

ul a {
	color: #669900;
	text-decoration: none;
	font-weight: normal;	
}

ul a:hover {
	color: #669900;
	text-decoration: underline;
}

ol {
	color: #666666;
	font: 12px arial, helvetica, sans-serif;
	list-style-position: outside;
	margin-left: 20px;
	margin-bottom: 15px;
}

ol a {
	color: #669900;
	text-decoration: none;
	font-weight: normal;	
}

ol a:hover {
	color: #669900;
	text-decoration: underline;
}

/* Application Fields //////////////////////////////////////////////////////////////// */
input {
color: #666666;
border: 1px solid #999999;
font: 12px arial, helvetica, sans-serif;
padding: 2px;
margin-bottom: 4px;
}

select {
	color: #666666;
	border: 1px solid #999999;
	padding: 1px 1px 1px 2px;
	font-size: 12px;	
	font-family: Arial, Verdana, Helvetica, sans-serif;	
	margin-bottom: 4px;
}

input[type="image"] {
	border: 0;
}

textarea {
	color: #666666;
	background: #e8e8e8;
	border: 0;
}

#title {
	height: 35px;
	background-image: url(images/titlebg.jpg);
	background-position: top;
	background-repeat: repeat-x;
	background-color: #000;
	padding: 0 15px 0 15px;
}

#application {
	padding: 20px 15px 20px 15px;
	background-color: #eff3f4;
}

/* Footer //////////////////////////////////////////////////////////////// */
.clearfooter {
	height: 250px;
	clear: both;
}

#footer {
	height: 250px;
	width: 100%;
	min-width: 1020px;
	position: relative;
	background: #eeeeee;
}

#footercontainer {
	width: 1020px;
	margin-left: auto;
	margin-right: auto;
	position: relative;
}

#footercontainer p { color: #666666; font-size: 12px; line-height: 20px; padding: 0 5px 0 5px;}
#small p { color: #666666; font-size: 10px; line-height: 10px; padding: 0 5px 0 5px;}
#footercontainer p a { color:#666666; text-decoration:none; font-weight: normal; padding: 0 5px 0 5px;}
#footercontainer p a:hover { color:#666666; background: #cccccc; text-decoration:none; padding: 0 5px 0 5px;}
#footercontainer { width: 1020px; margin-left: auto; margin-right: auto; position: relative;}